Budgeting

Find Your Perfect Budgeting System
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Find Your Perfect Budgeting System

There is no doubt that people greatly differ in how they handle their finances. ¬†Some people’s plan revolves around paying all their bills using whatever forms of payment they have. ¬†There are¬†people who make sure that they never spend more than what is in their bank accounts in cash. ¬†Then there are those accountant types…

How To Make Your Own Envelope System Wallet
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How To Make Your Own Envelope System Wallet

If you aren’t familiar with my history, I’m a HUGE fan of Dave Ramsey. ¬†Long story short, we found his books and principles to be exactly what we needed to get our finances on track. ¬†We started our journey to financial freedom using the envelope system suggested by Dave Ramsey’s book,¬†The Total Money Makeover: Classic…

Budgeting 101: How To Start Bossing Your Money Around
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Budgeting 101: How To Start Bossing Your Money Around

I haven’t always had a real budget. ¬†Early in my young adult life I would have told you I had a budget because I knew that I had not over drawn my bank account. ¬†Even in my early married life our “budget” was simply making sure that we didn’t spend more than we could pay…